Please write a 3- to 5-page paper (excluding the title page and reference page(s)) using APA 7th Edition Format and Style. Primary reference Buchbinder, Shanks, & Kite textbook with 1 peer reviewed article that compliments the textbook. Peer reviewed articles only. The topic of your paper is ‘addressing health disparities’ Please include the following points in your paper: Explain the term ‘cultural proficiency’ in your own words (remember to cite your references correctly using APA 7th Ed). Identify and include other terms that are used interchangeably with ' cultural proficiency’ Explain why cultural proficiency on its own cannot address the issues of health disparities or social determinants of health within a health care organization Examine the benefits of implementing programs to address cultural competency proficiency within a health care organization. Provide two (2) examples of the types of programs that can be used to address cultural competency. Determine the cost to the organization of not implementing these types of programs Please remember to include three current references.