NISA(RMTG) Instructions: You are to write a 3 - 5 page paper focusing on the reading material from Weeks 1 - 4. The breakdown of your paper will be as follows: 1 - Introduction: Tell me why it is important to understand risk management as a store manager for a large retail organization (Base your introduction on our reading material from week 1-4- Also, construct your introduction from the requirements that you select below) 2 - Body of your paper: (3-5 Pages total in length-Your thoughts should be supported with key terms from our text and library research) 3 - First section/page of the body of your paper: The student will select five of the eight questions below: (Use our text and the library to support your response. Start this section by telling your reader why it is important to understand the risk management process) A - What are the pre-loss and post-loss objectives of risk management B - What conditions should be present if retention is used to handle a loss exposure? C - What is a non-insurance transfer? Use examples from a retail environment D - What is loss control? What are the objectives of loss control? Provide examples of how it it could used in a retail environment. E - What is the relationship between loss control and insurance premiums? F - Why might a large corporation like Walmart look to use a captive? G - Why might the risk manager of a corporation interact with the accounting department? H - What type of information would be used in a risk management policy statement? 4 - Second section of the body of your paper: The student will select two of the four questions below: (Use our text and the library to support your response. Start this section by telling your reader why it is important to understand financial risk management in a retail organization) A - What does interest rate risk mean? Why should large retailers understand this? How could/would a large global retailer manage interest rate risk? Explain in detail. B - What is meant by foreign exchange risk? Why might a manufacturer for a retail store decide to use a supplier who's products are priced in the same currency? What are some of the foreign exchange rate hedging strategies that you might use to minimize risk in the foreign exchange markets for your retail organization? Explain in detail. C - What is meant by credit risk? Specifically address why a risk manager would be concerned with default risk, counter party risk, country risk and concentration risk. What are some of the credit risk management techniques discussed in our reading that would apply to a retail organization? Why? D - What is commodity risk? Why would a retailer be concerned about commodity risk? What are some of the markets that you would look at to hedge commodity risk in a retail organization? What are the main strategies listed in our reading material about managing commodity price risk? Paper Format: A. Title Page - Include a title page with your name, student number, title of your review, course number, course name, session, section, semester and date. B. Introductory Paragraph - Include an introductory paragraph. C. Font and Spacing - Use Arial or Times New Roman 12 pitch font with double spaced lines. D. Length - Write a 3 to 5 page review not including the title page and citation page. E. Reference Page - Include all sources on a Reference page 2. Utilize the APA Style for the review and to documenting sources. 3. Punctuation, essay format (thesis, supporting paragraphs with transition and topic sentences, and summary) grammar and documentation count toward your grade.

NISA(RMTG)

Instructions: You are to write a 3 - 5 page paper focusing on the reading material from Weeks 1 - 4. The breakdown of your paper will be as follows:

1 - Introduction: Tell me why it is important to understand risk management as a store manager for a large retail organization (Base your introduction on our reading material from week 1-4- Also, construct your introduction from the requirements that you select below)

2 - Body of your paper: (3-5 Pages total in length-Your thoughts should be supported with key terms from our text and library research)

3 - First section/page of the body of your paper: The student will select five of the eight questions below: (Use our text and the library to support your response. Start this section by telling your reader why it is important to understand the risk management process)

A - What are the pre-loss and post-loss objectives of risk management
B - What conditions should be present if retention is used to handle a loss
exposure?
C - What is a non-insurance transfer? Use examples from a retail
environment
D - What is loss control? What are the objectives of loss control? Provide
examples of how it it could used in a retail environment.
E - What is the relationship between loss control and insurance premiums?
F - Why might a large corporation like Walmart look to use a captive?
G - Why might the risk manager of a corporation interact with the accounting
department?
H - What type of information would be used in a risk management policy
statement?


4 - Second section of the body of your paper: The student will select two of the four questions below: (Use our text and the library to support your response. Start this section by telling your reader why it is important to understand financial risk management in a retail organization)

A - What does interest rate risk mean? Why should large retailers understand
this? How could/would a large global retailer manage interest rate risk?
Explain in detail.

B - What is meant by foreign exchange risk? Why might a manufacturer for a
retail store decide to use a supplier who's products are priced in the same
currency? What are some of the foreign exchange rate hedging strategies
that you might use to minimize risk in the foreign exchange markets for
your retail organization? Explain in detail.

C - What is meant by credit risk? Specifically address why a risk manager
would be concerned with default risk, counter party risk, country risk and
concentration risk. What are some of the credit risk management
techniques discussed in our reading that would apply to a retail
organization? Why?

D - What is commodity risk? Why would a retailer be concerned about
commodity risk? What are some of the markets that you would look at to
hedge commodity risk in a retail organization? What are the main
strategies listed in our reading material about managing commodity price
risk?


Paper Format:

A. Title Page - Include a title page with your name, student number, title of your review, course number, course name, session, section, semester and date.

B. Introductory Paragraph - Include an introductory paragraph.

C. Font and Spacing - Use Arial or Times New Roman 12 pitch font with double spaced lines.

D. Length - Write a 3 to 5 page review not including the title page and citation page.

E. Reference Page - Include all sources on a Reference page

2. Utilize the APA Style for the review and to documenting sources.

3. Punctuation, essay format (thesis, supporting paragraphs with transition and topic sentences, and summary) grammar and documentation count toward your grade.